:root{--navy:#10283a;--deep:#0b2233;--ink:#183144;--muted:#5d6b73;--cream:#f4eee3;--beige:#e9dfd0;--line:#dddcd5;--green:#6b8a72;--orange:#c57b4f;--white:#fff;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#faf9f6;color:var(--ink);font-family:Arial,Apple SD Gothic Neo,Malgun Gothic,sans-serif;line-height:1.7;word-break:keep-all}a{color:inherit;text-decoration:none}a,button,summary{touch-action:manipulation}a:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:4px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.28;letter-spacing:-.045em}h1{font-size:clamp(2.65rem,5vw,5rem)}h2{font-size:clamp(2rem,3.6vw,3.55rem)}h3{font-size:1.35rem}.container{width:min(calc(100% - 48px),var(--max));margin-inline:auto}.skip-link{position:absolute;top:-70px;left:16px;padding:12px 18px;background:#fff;z-index:100}.skip-link:focus{top:12px}.site-header{height:82px;background:#fff;position:relative;z-index:20;border-bottom:1px solid #eae9e4}.header-inner{height:100%;justify-content:space-between;gap:32px}.header-inner,.wordmark{display:flex;align-items:center}.wordmark{gap:10px;white-space:nowrap}.wordmark-icon{display:grid;place-items:center;width:36px;height:36px;background:var(--navy);color:#fff;font-size:1.35rem;font-weight:800;border-radius:4px}.wordmark strong{display:block;font-size:1.15rem;line-height:1.1;letter-spacing:-.06em}.wordmark small{display:block;font-size:.57rem;letter-spacing:.06em;color:var(--muted);line-height:1.7}.desktop-nav{display:flex;align-items:center;gap:clamp(13px,1.6vw,27px)}.desktop-nav a{font-size:.86rem;font-weight:700;white-space:nowrap}.desktop-nav a:hover,.footer-grid a:hover,.inline-link:hover{color:var(--orange)}.mobile-nav{display:none}.eyebrow{font-size:.74rem;letter-spacing:.19em;font-weight:800;color:var(--green);margin-bottom:22px}.eyebrow.light{color:#b7d0be}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-grid{min-height:610px;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;grid-gap:30px;gap:30px}.hero-copy{padding:95px 0 100px;position:relative;z-index:1}.hero h1{font-weight:750;margin-bottom:24px;letter-spacing:-.065em}.hero h1 em,.quote-grid h2 em{font-style:normal;color:#d9bf9e}.hero-lead{font-size:1.08rem;line-height:1.9;color:#d7e0e3}.actions{display:flex;gap:30px;margin-top:45px}.actions,.button{align-items:center}.button{min-height:54px;display:inline-flex;justify-content:space-between;gap:28px;padding:12px 24px;font-size:.92rem;font-weight:800;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px)}.button-cream{background:var(--cream);color:var(--navy)}.button-cream:hover{background:#fff}.text-link{font-weight:800;display:inline-flex;gap:28px;align-items:center;border-bottom:1px solid;padding-bottom:5px}.text-link:hover{color:var(--orange)}.light-link{color:#fff}.hero-art{height:530px;position:relative}.art-ring{position:absolute;border:1px solid #547085;border-radius:50%}.ring-one{width:490px;height:490px;top:25px;left:10px}.ring-two{width:360px;height:360px;top:90px;left:75px;border-color:#38546a}.art-card{position:absolute;left:110px;top:95px;width:300px;height:340px;background:#eae1d4;color:var(--navy);padding:38px;transform:rotate(-7deg);box-shadow:20px 25px 0 #092030}.art-card span{font-size:.7rem;letter-spacing:.22em;font-weight:700}.art-card strong{display:block;font-size:3rem;line-height:1.2;margin:35px 0 28px;letter-spacing:-.065em}.art-card i{display:block;width:64px;height:5px;background:var(--orange);margin-bottom:25px}.art-card small{font-size:.8rem;letter-spacing:.12em}.art-dot{position:absolute;width:22px;height:22px;background:var(--green);border-radius:50%;right:25px;top:95px}.intro-band{background:#e9e2d8}.intro-inner{display:flex;justify-content:space-between;align-items:center;gap:25px;padding-block:32px}.intro-inner span{font-size:.67rem;letter-spacing:.18em;font-weight:800;color:#806d58}.intro-inner p{margin:0;font-size:1.06rem}.intro-inner strong{color:var(--navy)}.section{padding-block:118px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:50px;margin-bottom:50px}.section-head h2{margin-bottom:0}.section-head>p{max-width:360px;color:var(--muted);margin-bottom:5px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px}.service-card{min-height:290px;background:#fff;border:1px solid var(--line);padding:30px;display:flex;flex-direction:column;justify-content:space-between;position:relative;transition:transform .2s,border-color .2s}.service-card:hover{transform:translateY(-5px);border-color:var(--green)}.card-number{color:var(--green);font-weight:800;font-size:.9rem}.service-card h3{font-size:1.6rem;margin-bottom:12px}.service-card p{font-size:.94rem;color:var(--muted);max-width:220px;margin-bottom:0}.round-arrow{position:absolute;right:25px;bottom:29px;border:1px solid var(--line);border-radius:50%;height:42px;width:42px;display:grid;place-items:center;font-size:1.3rem}.quote-section{background:var(--cream);padding-block:110px}.quote-grid{display:grid;grid-template-columns:1.2fr .8fr;grid-gap:80px;gap:80px;align-items:center}.quote-grid h2{margin:0}.quote-grid h2 em{color:var(--green)}.quote-aside{max-width:310px}.vertical-line{display:block;width:2px;height:70px;background:var(--orange);margin-bottom:30px}.quote-aside p{font-size:1.08rem;margin-bottom:35px}.profile-section{display:grid;grid-gap:100px;gap:100px;align-items:center}.profile-mark{aspect-ratio:1;background:#dce4dc;display:flex;flex-direction:column;align-items:center;justify-content:center;position:relative}.profile-mark:before{content:"";position:absolute;inset:25px;border:1px solid #a5b7a6}.profile-mark span{font-size:7rem;font-family:serif;line-height:1}.profile-mark small{margin-top:30px;letter-spacing:.12em}.profile-section h2{margin-bottom:24px}.body-large{font-size:1.12rem;max-width:560px;color:var(--muted);line-height:1.9;margin-bottom:35px}.closing-cta,.page-next{background:var(--navy);color:#fff;display:flex;align-items:flex-end;justify-content:space-between;gap:40px;padding:65px 75px;margin-bottom:95px}.closing-cta h2,.page-next h2{font-size:clamp(2rem,3vw,3rem);margin-bottom:16px}.closing-cta p,.page-next p{color:#d6e0e2;margin-bottom:0}.cta-actions{display:flex;flex-direction:column;gap:22px;align-items:flex-start;min-width:210px}.site-footer{background:var(--deep);color:#fff;padding-top:66px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;grid-gap:50px;gap:50px;padding-bottom:65px}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:8px}.footer-brand{font-size:1.4rem;font-weight:800}.footer-brand span{display:block;font-size:.75rem;font-weight:400;letter-spacing:.05em}.footer-grid p{margin:20px 0 0;color:#c6d0d3}.footer-grid .fine{font-size:.78rem;color:#9fb0b8}.footer-grid strong{font-size:.88rem;margin-bottom:10px}.footer-grid a{font-size:.9rem}.footer-bottom{padding-block:22px;border-top:1px solid #345064;color:#a8b8bf;font-size:.75rem}.page-hero{background:var(--cream);padding-block:100px 95px;position:relative;overflow:hidden}.page-hero .container{position:relative;z-index:1}.page-hero h1{margin-bottom:18px;font-size:clamp(2.8rem,5vw,4.6rem)}.page-hero p:last-child{font-size:1.17rem;color:var(--muted);margin:0}.page-hero-mark{position:absolute;right:8%;top:-135px;font-size:31rem;font-weight:800;color:#e0d5c7;line-height:1}.page-body{padding-block:30px 80px}.content-section{display:grid;grid-template-columns:210px 1fr;grid-gap:50px;gap:50px;padding-block:74px;border-bottom:1px solid var(--line)}.content-section:last-of-type{border-bottom:none}.section-label{font-weight:800;font-size:.8rem;color:var(--green);letter-spacing:.08em;padding-top:9px}.content-section h2{font-size:clamp(1.75rem,2.5vw,2.5rem);margin-bottom:26px}.content-section p{font-size:1.04rem;color:#4d606a;line-height:1.9;max-width:750px}.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:13px;gap:13px;margin-top:30px}.mini-grid>div{background:#fff;border:1px solid var(--line);padding:27px}.mini-grid strong{font-size:1.13rem}.mini-grid p{font-size:.9rem;margin:13px 0 0}.inline-link{display:inline-flex;border-bottom:1px solid var(--navy);padding-bottom:5px;font-weight:800;margin-top:10px}.callout{background:#e9eee8;border-left:3px solid var(--green);padding:24px 27px;color:#425b4c;line-height:1.8;margin-top:28px;font-size:.96rem}.number-list{list-style:none;margin:0;padding:0;counter-reset:item}.number-list li{counter-increment:item;display:grid;grid-template-columns:36px 1fr;grid-gap:0 20px;gap:0 20px;padding:18px 0;border-bottom:1px solid var(--line)}.number-list li:before{content:counter(item,decimal-leading-zero);grid-row:span 2;color:var(--green);font-weight:800}.number-list strong{font-size:1.1rem}.number-list span{color:var(--muted);font-size:.94rem}.check-list{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:14px;gap:14px}.check-list>div{background:#fff;border:1px solid var(--line);padding:26px}.check-list b{display:block;color:var(--green);font-size:.8rem;margin-bottom:20px}.check-list strong{font-size:1.12rem}.check-list p{font-size:.9rem;margin:8px 0 0}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px;margin-top:30px}.insight-card{background:#fff;border:1px solid var(--line);padding:26px;min-height:270px;display:flex;flex-direction:column}.insight-card:hover{border-color:var(--green)}.insight-card>span{font-size:.76rem;color:var(--green);font-weight:800}.insight-card h3{margin:20px 0 12px}.insight-card p{font-size:.89rem;line-height:1.7}.insight-card small{margin-top:auto;font-weight:800}.phone-card{display:flex;flex-direction:column;background:var(--navy);color:#fff;padding:30px;max-width:440px}.phone-card strong{font-size:clamp(1.8rem,4vw,2.5rem);letter-spacing:-.04em;margin:10px 0}.phone-card small{align-self:flex-end}.link-list{max-width:600px}.link-list a{display:flex;justify-content:space-between;padding:18px 0;border-bottom:1px solid var(--line);font-weight:800}.link-list a:hover{color:var(--orange)}.page-next{margin:70px 0 0;padding:50px 60px}.page-next h2{margin:9px 0}code{background:#eceae4;padding:2px 5px;font-size:.9em}@media(max-width:1100px){.desktop-nav{gap:11px}.desktop-nav a{font-size:.77rem}.profile-section{gap:50px}}@media(max-width:900px){.desktop-nav{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{list-style:none;display:flex;flex-direction:column;gap:5px;justify-content:center;width:44px;height:44px;cursor:pointer}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{width:25px;height:2px;background:var(--navy);display:block}.mobile-nav nav{position:absolute;right:-24px;top:63px;width:min(330px,100vw);background:#fff;box-shadow:0 15px 30px #12263824;padding:16px 24px;display:flex;flex-direction:column}.mobile-nav nav a{padding:13px 4px;border-bottom:1px solid var(--line);font-weight:700}.hero-grid{grid-template-columns:1fr .7fr}.hero-art{transform:scale(.8);transform-origin:left center}.hero h1{font-size:clamp(2.6rem,5vw,4rem)}.profile-section{grid-template-columns:280px 1fr}}@media(max-width:700px){.container{width:min(calc(100% - 36px),var(--max))}.site-header{height:68px}.mobile-nav nav{top:56px;right:-18px}.hero-grid{display:block;min-height:auto}.hero-copy{padding:85px 0 76px}.hero h1{font-size:clamp(2.65rem,10vw,4.5rem)}.hero-art{display:none}.hero-lead{font-size:1rem}.actions{gap:22px;flex-wrap:wrap}.intro-inner{display:block;padding-block:23px}.intro-inner p{margin-top:8px;font-size:.94rem}.section{padding-block:78px}.section-head{display:block}.section-head>p{margin:25px 0 0}.check-list,.insight-grid,.mini-grid,.service-grid{grid-template-columns:1fr}.service-card{min-height:220px}.quote-section{padding-block:75px}.quote-grid{grid-template-columns:1fr;gap:40px}.quote-aside{max-width:500px}.vertical-line{height:35px}.profile-section{grid-template-columns:1fr;gap:35px}.profile-mark{width:min(100%,310px)}.closing-cta,.page-next{display:block;padding:40px 28px;margin-bottom:65px}.cta-actions{margin-top:30px}.footer-grid{grid-template-columns:1fr 1fr;gap:40px}.footer-grid>div:first-child{grid-column:1/-1}.page-hero{padding-block:70px}.page-hero-mark{font-size:20rem;top:-50px;right:-60px}.page-hero p:last-child{font-size:1rem}.content-section{display:block;padding-block:52px}.content-section h2,.section-label{margin-bottom:22px}.page-next{margin:35px 0 0}.page-next .button{margin-top:25px}.content-section p{font-size:.98rem}}@media(max-width:380px){.actions{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition:none!important}}.editorial-img{object-fit:cover}.hero-grid{min-height:670px;grid-template-columns:1.05fr .95fr;gap:clamp(38px,5vw,90px)}.hero-copy{padding-block:105px}.hero-copy h1{font-size:clamp(2.9rem,4.6vw,4.8rem)}.hero-image-wrap{position:relative;height:540px;overflow:hidden;background:#d8dfda;box-shadow:26px 26px 0 #0a2030}.hero-image-wrap .editorial-img{object-position:center 42%}.hero-image-wrap:after{content:"";position:absolute;inset:auto 0 0;height:25%;background:linear-gradient(transparent,#10283a90);pointer-events:none}.image-caption{position:absolute;bottom:20px;left:24px;color:#fff;font-size:.68rem;font-weight:800;letter-spacing:.22em;z-index:1}.detail-photo{height:420px;position:relative;z-index:2;margin-top:-44px;overflow:hidden;background:#deded5}.detail-photo .editorial-img{object-position:center 48%}.detail-photo-coverage .editorial-img{object-position:center 56%}.detail-photo-retirement .editorial-img{object-position:center 46%}.detail-photo-insights .editorial-img{object-position:center 55%}.page-body{padding-top:35px}.advisor-portrait{width:100%;min-height:360px;position:relative;overflow:hidden}.advisor-portrait.has-photo .editorial-img{object-position:center 25%}.portrait-pending{background:#dfe7df;color:var(--navy);display:flex;flex-direction:column;align-items:center;justify-content:center;border:1px solid #c4d4c6}.portrait-pending:before{content:"";position:absolute;inset:22px;border:1px solid #a6bca8}.portrait-pending>span{font-family:serif;font-size:7rem;line-height:1;position:relative}.portrait-pending>div{position:relative;text-align:center;margin-top:23px}.portrait-pending small,.portrait-pending strong{display:block}.portrait-pending strong{font-size:1.05rem}.portrait-pending small{font-size:.75rem;color:#5d7567;margin-top:4px}.profile-section{grid-template-columns:360px 1fr}.profile-section .advisor-portrait{aspect-ratio:1;min-height:0}.advisor-intro{display:grid;grid-template-columns:280px 1fr;grid-gap:40px;gap:40px;align-items:center}.advisor-intro .advisor-portrait{min-height:315px}.advisor-intro p{margin-bottom:18px}@media(max-width:900px){.hero-grid{gap:28px}.hero-image-wrap{height:440px}.profile-section{grid-template-columns:280px 1fr}}@media(max-width:700px){.hero-grid{display:flex;flex-direction:column;gap:0}.hero-copy{padding:76px 0 55px;width:100%}.hero-copy h1{font-size:clamp(2.55rem,9.6vw,4rem)}.hero-image-wrap{width:100%;height:310px;box-shadow:none;margin-bottom:32px}.hero-image-wrap .editorial-img{object-position:center 38%}.detail-photo{height:280px;margin-top:-22px}.detail-photo-coverage .editorial-img{object-position:center 56%}.detail-photo-retirement .editorial-img{object-position:center 43%}.advisor-intro{grid-template-columns:1fr;gap:25px}.advisor-intro .advisor-portrait{max-width:340px}.profile-section .advisor-portrait{width:min(100%,340px)}.profile-section{grid-template-columns:1fr;gap:35px}.profile-section>div{min-width:0}}.detail-photo-claims .editorial-img{object-position:center bottom}.advisor-portrait.has-photo{background:#080808;aspect-ratio:1;min-height:0}.advisor-portrait.has-photo .editorial-img{object-fit:contain;object-position:center}.advisor-intro .advisor-portrait.has-photo{aspect-ratio:1;min-height:0}